Your Dream Renovation,
Affordable Monthly Payments
Don't put your project on hold. K&Y partners with leading home improvement lenders to make luxury renovations affordable — with fast approvals and flexible terms.
Renovation, On Your Budget
Real-world examples of how easy it is to fit a luxury renovation into your monthly budget.
Illustrative payments based on qualified credit at representative APR. Actual rates and terms vary by lender, credit profile, and loan amount. Subject to credit approval.
Easy Approval. Real Flexibility.
Fast Approvals
Get a decision in minutes, not days. Most applicants pre-qualified the same day.
$0 Down Options
Start your project without dipping into savings. Flexible plans up to 12 years.
No Prepayment Penalty
Pay off your loan early any time with no extra fees.
Low Monthly Payments
Plans tailored to your budget — many projects under $200/month.
Answers, Before You Apply
Will checking my rate hurt my credit?+
No. Pre-qualification uses a soft credit pull and will not affect your credit score.
What credit score do I need?+
We work with lenders who approve a wide range of credit profiles, including scores starting in the 600s.
How long does approval take?+
Most homeowners receive a decision in under 5 minutes. Funding can happen within 1–3 business days.
Is there a maximum loan amount?+
Our financing partners offer loans up to $100,000+ for qualified borrowers.
See if you pre-qualify in minutes.
Tell us about your project and we'll match you with the right financing option — no impact to your credit score.
- Soft credit pull — no score impact
- Decision in minutes
- Loans up to $100,000+
- Terms up to 144 months